Apply for an EIN Online — Assisted IRS Filing

The IRS issues Employer Identification Numbers (EINs) for free, but the online tool is only open on weekdays, requires a U.S. Social Security Number, and rejects thousands of applications each week with error reference 101. Easy Legal AI files your EIN application correctly the first time, handles rejections by fax, and stores the official CP 575 letter in your Document Vault.

What an EIN is and why you need one

An Employer Identification Number (EIN), also called a Federal Tax ID or FEIN, is a nine-digit number the IRS assigns to identify a business for tax purposes. Every U.S. business entity that pays employees, opens a business bank account, files a business tax return, or issues 1099s needs an EIN.

It is the business equivalent of a Social Security Number. Once issued, it is permanent — the IRS almost never cancels or reassigns an EIN. If your business closes, the EIN is retired with it.

Common triggers for needing an EIN:

  • Forming an LLC, corporation, or partnership
  • Hiring your first employee
  • Opening a business bank account (most banks require it)
  • Filing employment, excise, or alcohol/tobacco/firearms tax returns
  • Setting up a Keogh or Solo 401(k) plan
  • Buying an existing business

Three ways to apply for an EIN

1. Directly with the IRS (free). Use the IRS EIN Assistant. Free, immediate, but only works Monday–Friday 7am–10pm ET, only for applicants with a valid SSN or ITIN, and the session times out after 15 minutes of inactivity. If you hit reference 101 you cannot resubmit online.

2. Fax or mail Form SS-4. Required for foreign applicants without an SSN/ITIN and for anyone who hit reference 101. Fax responses take about four business days; mail responses take four to six weeks.

3. Assisted filing through Easy Legal AI. A flat service fee. We prepare the SS-4, submit the correct path for your situation, resolve 101 errors by fax when they come up, and email you the CP 575 letter plus store a copy in your Document Vault. Best for founders who want it done without learning IRS Form SS-4 line by line.

What you need before you apply

  • Legal name and structure of the entity. For LLCs and corporations, the state must have already approved the formation.
  • Responsible Party. One individual with a valid SSN or ITIN who controls the entity. This is who the IRS holds accountable.
  • Business mailing address. A U.S. address — can be your registered agent or your home office.
  • Reason for applying. Started a new business, hired employees, banking, changed organization type, or purchased a going business.
  • Expected number of employees. In the next 12 months across three categories: agricultural, household, and other.
  • Principal business activity and product/service.

Step-by-step: applying online with the IRS

  1. Go to the IRS EIN Assistant (search "IRS EIN online" — never trust a paid ad that says "official IRS filing").
  2. Choose the entity type (LLC, corporation, partnership, sole proprietor, estate, trust, or nonprofit).
  3. Confirm the number of members and state of formation.
  4. Enter the Responsible Party's name and SSN or ITIN. This is the person the IRS will contact.
  5. Enter the legal name of the entity and mailing address.
  6. Answer the questions about employees, excise taxes, and principal activity.
  7. Choose to receive the confirmation letter online — download and save it immediately. The IRS will not let you re-download later.

How to handle EIN error 101 and other rejections

Reference 101 — name conflict. The most common error. Recovery: file Form SS-4 by fax with a cover letter stating the LLC name and requesting manual review. Response in about four business days.

Reference 102 — SSN/EIN mismatch. Something in the Responsible Party's name and SSN combination does not match IRS records. Fix the entry and retry, or file by fax.

Reference 109/110/112 — technical error. Typically caused by an IRS system issue. Try again in 15 minutes; if it persists, apply by fax.

Assisted filing through Easy Legal AI includes fax escalation if you hit any of these codes, so you don't have to learn Form SS-4 to recover.

What to do after you receive your EIN

  1. Save the CP 575 letter — this is the only original the IRS issues.
  2. Open your business bank account. The bank will want the CP 575 plus your operating agreement and Articles of Organization.
  3. If you want your LLC taxed as an S-corp, file Form 2553 within 75 days of formation.
  4. Register for state tax accounts (sales tax, payroll withholding) — the EIN is a prerequisite.
  5. Store the EIN with your Document Vault so it never goes missing.

Frequently asked questions

How long does the online EIN application take?
The IRS EIN Assistant issues an EIN immediately when you complete the online application in a single session. The form itself takes roughly 10–15 minutes if you already have your legal name, entity type, responsible party's Social Security Number (SSN) or ITIN, and business address ready. The IRS system is only open Monday through Friday, 7:00 a.m. to 10:00 p.m. Eastern Time.
Do I need an SSN to apply for an EIN online?
Yes — the IRS's online EIN Assistant requires a Responsible Party with a valid U.S. Social Security Number or Individual Taxpayer Identification Number (ITIN). Foreign owners without an SSN or ITIN cannot use the online tool and must submit Form SS-4 by fax or mail, which typically takes 4–6 weeks. Easy Legal AI's assisted EIN service handles both paths.
How much does it cost to get an EIN?
The IRS charges nothing for an EIN. Third-party filing services charge for the preparation and submission of the SS-4 form — Easy Legal AI charges a flat service fee to prepare the application, confirm the correct entity classification, and store your EIN letter (CP 575) in your Document Vault. You can always apply directly with the IRS for free.
What is EIN reference number 101?
Reference 101 is the most common EIN application error. The IRS system blocks your application because it has flagged a name conflict — usually because the Responsible Party has already been issued an EIN, the LLC name is too similar to an existing entity, or the state formation is not yet fully recorded in the IRS's database. When you hit a 101 you cannot recover online; you have to file Form SS-4 by fax with a cover letter explaining the situation. Easy Legal AI's assisted service handles the fax submission for you.
Can I get an EIN before I form my LLC?
Technically yes, but you should not. The EIN is tied to a legal entity, so if the LLC name you enter is not yet approved by the state or you change the name during formation, the EIN becomes inaccurate and you will need to update it. Best practice is to file the Articles of Organization first, wait for state approval, and then apply for the EIN.
Do sole proprietors and single-member LLCs need an EIN?
Sole proprietors with no employees can operate on their SSN, but almost every bank now requires an EIN to open a business account. Single-member LLCs need an EIN if they have employees, elect to be taxed as a corporation, or have a Keogh plan. In practice, if you plan to open a business bank account or accept payments in your business name, get an EIN.
How do I look up my EIN if I lost it?
Check the IRS confirmation letter (CP 575) issued when the EIN was assigned — Easy Legal AI stores yours automatically in the Document Vault. If you cannot find it, your EIN also appears on prior business tax returns, payroll filings, and 1099s issued to you. You can call the IRS Business & Specialty Tax Line at 800-829-4933 to request a replacement letter (147C).
What is the difference between an EIN, TIN, and FEIN?
TIN (Taxpayer Identification Number) is the umbrella term. It covers SSNs, ITINs, and EINs. An EIN (Employer Identification Number) is the TIN issued to businesses. FEIN (Federal Employer Identification Number) is the same thing as an EIN — the F just emphasizes that it is federal, not state. Your EIN and FEIN are always identical.

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